ABOUT CREDIT GUARANTEE SCHEME (CGS)

Establishment of the Credit Guarantee Scheme (CGS) to enhance access to credit by Micro, Small and Medium Enterprises (MSMEs) is a longstanding policy objective of the Government. Kenya Vision 2030, in the Third Medium Term (2018–2022) Plan for the Financial Services Sector, identified credit guarantee as a key programme to enhance performance of MSMEs in the country.

VISION

To be a world class credit guarantor for the growth of MSMEs

MISSION

To enhance MSMEs access to finance through innovations and partnerships in provision of credit guarantees for sustainable growth.

Our Numbers as at June, 2025

No. of Beneficiaries

4,315

Jobs Supported

27,441

Disbursed loan amount

KES 6.60B

Repaid loan amount

KES 5.26B

No. of Counties

46

Leverage Ratio

2.43

Distribution of CGS Facilities by Demographics
Credit Guarantees by Enterprise Size
Distribution by Counties
Credit Guarantees by Economic Sector