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Credit Guarantee Scheme
Official public pages, downloads, updates, FAQs and contact information for the Kenya Credit Guarantee Scheme.
ABOUT CREDIT GUARANTEE SCHEME (CGS)
Establishment of the Credit Guarantee Scheme (CGS) to enhance access to credit by Micro, Small and Medium Enterprises (MSMEs) is a longstanding policy objective of the Government. Kenya Vision 2030, in the Third Medium Term (2018–2022) Plan for the Financial Services Sector, identified credit guarantee as a key programme to enhance performance of MSMEs in the country.
VISION
To be a world class credit guarantor for the growth of MSMEs
MISSION
To enhance MSMEs access to finance through innovations and partnerships in provision of credit guarantees for sustainable growth.
Our Numbers as at January, 2026
No. of Beneficiaries
4,377
Jobs Supported
27,838
Disbursed loan amount
KES 6.68B
Repaid loan amount
KES 6.22B
No. of Counties
46
Leverage Ratio
2.46
Distribution of CGS Facilities by Demographics
Credit Guarantees by Enterprise Size
Distribution by Counties
Credit Guarantees by Economic Sector